| For | Everything on the price list, all four levels | Business buyers who would rather have it inside terms they already hold, after a conversation |
| Why | A payment link is an online payment, so no cross-border rule applies | The buyer already holds the marketplace's legal terms |
| What it removes | The card reader, and the declined tap | The master agreement, the vendor onboarding, the new purchase order |
| What it costs | The provider's ordinary card fee | 0.5 per cent, falling to zero inside a qualifying multi-product solution |
| State | {{claim:card-reader-refused}} | {{claim:marketplace-registration}} |